Purchase Loans at CBC National Bank
1. Conventional Loans
If you have good credit and at least a 3% down payment than a conventional mortgage may be best for you. As a
nationwide lender we have access to great rates and a variety of programs. Don't want monthly private
mortgage insurance (PMI)? I can eliminate it with less than a 20% down payment!
Haven't Owned a Home in 3 or More Years?
You may qualify for one of our first time home buyer programs. Call or apply today and find out how much this
program can save you on rate, down payment and private mortgage insurance!
2. FHA Loans
If your credit is not perfect but over 580, or if you are a little short on down payment funds, then an FHA Loan
may be right for you. Down payment of 3.5% is required but all of it may be a gift from a relative.
Not Comfortable with 3.5% Down?
You may qualify for a gift you don't have to pay back reducing your down payment to 1.5%. Call or apply today and
find out if this program is right for you.
3. USDA Loans
If your income does not exceed the requirements and your property is located in a designated rural area,
a USDA Loan may be right for you. No down payment required.
4. VA Loans
Are you a veteran or active military? Then a VA Loan may be best for you. Available for veterans with less
than perfect credit and no down payment required. Additionally, no mortgage insurance required so this is
likely to lower your payment when compared to other loan options. Thank you for serving our country. Let us now
serve you with great rates on your VA Loan.
5. Jumbo Loans
Do you need a loan in an amount greater than $484,350? Perhaps you'll qualify for a Jumbo Loan at 90% loan to
value with no private mortgage insurance or perhaps you want to buy in an area with a higher conventional loan
limit.. Give me a call and I'll help you determine which loan best suits your needs.
Get pre-approved... Not pre-qualified. Have an advantage over others making an offer on the same
home. Close in as little as 10 days! Call me and I'll tell you how.
Office: 678-679-6057 Cell: 803-542-3863
|The perfect home is waiting for you.
|Frequently Asked Questions
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Are we right for you?
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find a property to purchase?
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other obligation if I complete
the online application?
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