Purchase Loans at First Federal Bank 1. Conventional Loans If you have good credit and at least a 3% down payment than a conventional mortgage may be best for you. As a nationwide lender we have access to great rates and a variety of programs. Don't want monthly private mortgage insurance (PMI)? I can eliminate it with less than a 20% down payment! Haven't Owned a Home in 3 or More Years? You may qualify for one of our first time home buyer programs. Call or apply today and find out how much this program can save you on rate, down payment and private mortgage insurance! 2. FHA Loans If your credit is not perfect but over 580, or if you are a little short on down payment funds, then an FHA Loan may be right for you. Down payment of 3.5% is required but all of it may be a gift from a relative. Not Comfortable with 3.5% Down? You may qualify for a gift you don't have to pay back reducing your down payment to 1.5%. Call or apply today and find out if this program is right for you. 3. USDA Loans If your income does not exceed the requirements and your property is located in a designated rural area, a USDA Loan may be right for you. No down payment required. 4. VA Loans Are you a veteran or active military? Then a VA Loan may be best for you. Available for veterans with less than perfect credit and no down payment required. Additionally, no mortgage insurance required so this is likely to lower your payment when compared to other loan options. Thank you for serving our country. Let us now serve you with great rates on your VA Loan. 5. Jumbo Loans Do you need a loan in an amount greater than $647,200? Perhaps you'll qualify for a Jumbo Loan at 90% loan to value with no private mortgage insurance or perhaps you want to buy in an area with a higher conventional loan limit. Give me a call and I'll help you determine which loan best suits your needs. Get pre-approved... not pre-qualified. Have an advantage over others making an offer on the same home. Close in as little as 10 days! Call me and I'll tell you how. Office: 678-679-6057 Cell: 803-542-3863 Calculate Your Mortgage Payment Rent vs Buy Calculator |
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First Federal Bank is an FDIC insured nationally chartered mutual savings bank approved lender. NMLS# 408902.
We are an approved VA and FHA Lender. VA Lender: #6353290000 | FHA Lender: #7478000079
First Federal Bank, 2450 Atlanta Hwy Suite 1103 Cumming, GA 30040
We are an approved VA and FHA Lender. VA Lender: #6353290000 | FHA Lender: #7478000079
First Federal Bank, 2450 Atlanta Hwy Suite 1103 Cumming, GA 30040
| Bill Brown NMLS# 1460898 803-542-3863 Lending Tree |